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Demographics

Tell us a little about yourself. Getting to know you will help us design your Path to Wealth and Financial Security.

Financial Profile

This information will help guide your path forward using the strategies included in this software.

Enter Trinity to Design Your Tax-Saving Plan

This information help guid your path forward using the strategies included in this software.

16%

Retirement Planner

Participation in a Qualified Retirement Plan can drive lower taxes. Select the amount you wish to contribute toward your retirement and see your real-time projected 5, 10, and 15-year balance, as well as your Estimated Time to A Million (ETM) in accumulated plan assets. If you would like to review your retirement plan illustration in more detail, please schedule a consultation with one of our specialists.

Use the blue toggle to increase / decrease your contribution

401K

$0

Profit Sharing

$0

Cash Balance Defined Benefit Plan

$0

Year 5

$0

Year 10

$0

Year 15

$0

Retirement Contribution

$0

Est. Time to a Million

N/A

Estimated Taxes Saved

$0

Solar Tax Credit

We offer accredited investors the opportunity to invest into commercial and industrial solar projects on a Tax Equity basis. This means that your capital is invested into the project and in return you receive the tax benefits of these projects. In a typical project you can get a tax deduction of 100-150% of the amount you invest PLUS an Investment Tax Credit “ITC” that is 26% of the total value of the project. The tax deduction is in the form of bonus depreciation. The ITC is a dollar for dollar credit that directly offsets your tax bill with the IRS.

Part 1 Deduction

$0

Solar Tax Credit

$0

Oil & Gas Investments

Natural Gas and Oil Investments offer a 90% tax deduction, on average, from your principal investment. The investment is structured to pay out monthly income with a competitive rate of return.

2022 Tax Deduction

$0

EST. FUTURE INCOME

$0

Conservation Trust Investments

This is a set of assets, typically liquid, that the donor uses to create a charitable foundation with. These assets are held and managed by the charitable foundation for a specific amount of time. This type of trust is a win-win for their tax breaks and for charities needed funding.

CONTRIBUTION AMOUNT

$0

Land Conservation

Land Conservations are Congressionally incentivized preservation investments. A Land Conservation that qualifies for a tax deduction is considered a non-cash charitable contribution. If the property has been owned for more than a year, you can deduct full fair market value of the property. Your maximum deduction cannot exceed 50% of your AGI, and has been automatically calculated in the toggle bar below. Your minimum contribution is $25,000 and maximum is $XXX,XXX

CONTRIBUTION AMOUNT

$0

CONSERVATION TAX DEDUCTION

$0

Tax Planner

Your tax planner shows the combined power your retirement plan contributions and alternative investments have on your estimated taxes saved.

Ordinary Income

$0

Long-Term Cap Gain

$0

Total Income

$0

Retirement Contribution

$0

Adj. Gross Income

$0

Ordinary Income Taxes

$0

Cap Gain Income Taxes

$0

Estimated Taxes

$0

Ordinary Income

$0

Long-Term Cap Gain

$0

Total Income

$0

Retirement Contribution

$0

Adj. Gross Income

$0

Ordinary Income Taxes

$0

Cap Gain Income Taxes

$0

Estimated Taxes

$0

Estimated Taxes Saved

$0

Leveraged Life Insurance

Life insurance strategies are the third tier in your wealth building plan. Depending on your goals, you can either see the death benefit, or tax-free retirement income made possible by financing your premiums, leaving your outside assets available to work for you. Actual results may vary based on individual facts, circumstances, and medical underwriting.

TOTAL CLIENT COST (5 YEARS)

$0

TOTAL BANK COST (10 YEARS)

$0

RETIREMENT INCOME (PER YEAR)

$0

TOTAL TAX-FREE INCOME

$0

Cost Summary

Asset Class Amount Percent Deductible Tax Deduction Value
Life Insurance $0 - -
TOTAL INVESTMENT

$15,000

EST. TAXES SAVED

$0

Glossary Terms

401(k) - is an employer-sponsored retirement savings plan. 401(k)s are largely self-directed: You decide how much you would like to contribute, and which investments from among those offered by the plan you would like to invest in. Traditional 401(k)s are funded with money deducted from your pre-tax salary. Your earnings are tax deferred until you withdraw your money from your account. Roth 401(k)s are funded with after-tax income, but withdrawals are tax free if you follow the rules.

401(k) Plan Sponsor - A designated party—typically the employer—who sponsors a 401(k) plan for the benefit of the plan participants—typically its employees.

403(b) plan - A 403(b) plan, sometimes known as a tax-sheltered annuity (TSA) or a tax-deferred annuity (TDA), is an employer-sponsored retirement savings plan for employees of not-for-profit organizations, such as colleges, hospitals, foundations, and cultural institutions. Some employers offer 403(b) plans as a supplement to—rather than a replacement for—defined benefit pensions.

457 plan - These tax-deferred retirement savings plans are available to state and municipal employees. Like traditional 401(k) and 403(b) plans, the money you contribute and any earnings that accumulate in your name are not taxed until you withdraw.

404a-5 - This is a regulation regarding “participant disclosures” which requires that sponsor of participant-directed ERISA plans provide specific information to all plan participants (including those eligible but not participating) including fees, expenses and other plan and investment-related information.

408(b)(2) - This is a regulation regarding “sponsor disclosures” which requires covered service providers to provide fiduciaries of ERISA plans with a description of the services they provide, the compensation they expect to receive in connection with those services and identification of any services provided as a fiduciary.

404(c) - Optional regulation that provides plan sponsors fiduciary relief for the investments selected by plan participants, if the plan sponsor provides certain information and fund choices.

Assets - a resource that an individual or corporation owns with economic value. Assets are typically expected to generate revenue in the future and increase an individuals or corporations value.

Cash Balance - A type of defined benefit plan that can be used alongside a 401(k) plan in order to allow higher maximum contribution limits. The employer assumes all investment risk, and have predetermined retirement benefits regardless of the investment performance. Each participant has an account that is credited with a set amount (resembling an employer contribution), generally determined as a percentage of pay. Each participant’s account is credited with earned interest. This type of plan also offers all legal protections of ERISA.

Life Insurance – this type of insurance is a legally binding contract that pays a death benefit to the beneficiary or beneficiaries in the event the death of the policy holder occurs. The policy holder must continuously pay their premium up front for the policy to remain active.

Premiums – consistent payment required by an insurer to provide coverage for a specific period of time.

Premium Financing – high net worth individuals increases the need for life insurance. By utilizing a third party to finance your insurance premiums, allows you to purchase life insurance without hindering your investment portfolio. Premium Financing enables you to transfer estate wealth to your beneficiaries tax-free and eliminates the need to liquidate any potentially high-performing assets.

Profit Sharing - A type of defined contribution plan using a variable level of contributions based on company profits. Profit sharing plans allow companies to help their employees save for retirement by sharing their profits. Contributions are discretionary, and the company can decide how much to contribute to the plan annually. The company does not need to be profitable to provide their employees with this type of plan.

Profit Sharing Plan - A defined contribution pension plan that uses a variable level of contributions based on company profits. Profit sharing plans allow firms to limit allocations to a retirement plan in lean years. However, they suffer from lower maximum deduction limits than standard plans

0 years old

ADJUSTED GROSS INCOME

TAXABLE INCOME

DEDUCTIBLES

Retirement

$0

NON DEDUCTIBLES

Life Insurance

$0

TAX BREAKDOWN

Total Investment

$0

Total Deductions

$0

Est. Total Taxes

$0

Est. Taxes Saved

$0

CREATED WEALTH

Annual Tax-Free Income
(15 Years)

$0

Retirement Assets
in 15 Years

$0

Life Insurance
Death Benefit

$0